I found a great link for a budget calculator, find it here.
I don’t know if I agree with how everything is organized, such as my car could be in the “fun” category as well and not just in the “needs” category. It’s definitely not something I need and I could get something more practical. And I would consider internet a “need” also. BUT, the calculator is interesting to see how you are dividing up your money.
My needs are 60%, wants are 17%, and savings are 23%.
Mine results are kind of close to their 50-30-20 rule (ok not close at all). The article says 50% should be needs, 30% should be wants, and 20% should be savings.
How are your finances divided?